Frequently Asked Questions about Direct Business Loans
How are you different from those quick cash advance places?
At Direct Business Loans, our business model is completely different from your typical cash advance companies and even from other lenders. We give you cash quickly, but we do not approve you based on credit score or on credit card processing. We provide you with real business funding using a merit-based system. Real people work with you personally to achieve financing. If you need a business loan for a specific need, we can help you receive the right type of financing.
How can you approve me with a low credit score?
We use a revolutionary system that approves you based on your merit and not entirely on your credit score. Real people evaluate your application and your business. We do not simply input a few pieces of information into a computer and let the software decide whether you deserve a loan. We provide suitable loans for businesses that typically generate $10,000 or more in monthly sales and require capital for various types of business expansion and improvement.
Will my loan rate go up?
No, your loan rate will not go up with our fixed payment feature.
How long do I have to pay off the loan?
We will settle the terms with you further down the road; however, the typical repayment period is between 6 and 18 months.
Can I get a free quote?
Yes, we offer free quotes so you can see that we offer a better deal than most other lenders. Contact us now to find out how to receive a free quote within the next 24 hours.
Can I get a free consultation before I apply?
Yes, call us now to speak to a professional advisor. We will give you a free consultation to help you determine the financing needs of your business and how our loans can help.